Indivia vs Stessa
Stessa is a property management and bookkeeping app for landlords in the United States. Indivia does the landlord side for Canada (T776 and TP-128 lines, Canadian mortgages) and adds your whole net worth and budget.
Where Stessa is ahead
- Stessa’s free plan has online rent collection, bank feeds, tenant screening and maintenance requests, for US landlords.
- Stessa has tenants, a rent roll and capital improvements, with Schedule E reports on its paid plans.
Feature by feature
Yes Partly No (the vendor or a review says so) Not documented
| Feature | Indivia | Stessa |
|---|---|---|
| Works offline, data in a file on your own computer | Yes | No |
| Data kept in Canada | Yes | Not documented |
| French interface | Yes | Not documented |
| Mortgages with Canadian semi-annual compounding | Yes | Not documented |
| Share of a property owned, with dated changes and company chains | Yes | Not documented |
| Canadian adjusted cost base and superficial loss check | Yes | Not documented |
| TFSA, RRSP and FHSA contribution room | Yes | Not documented |
| Rental lines for CRA T776 and Québec TP-128 | Yes | No |
| Tenants, units and leases | Yes | Yes |
| Repairs kept apart from capital improvements | Yes | Yes |
| Budget, net worth, stocks and real estate in one app | Yes | Partly |
| Free plan | Yes | Yes |
| Export lists to Excel and PDF | Yes | Yes |
| Everything you enter end-to-end encrypted on your device before sync | Yes | Not documented |
| Import bank statements in PDF | Partly | Not documented |
Price per year
| Indivia Basic Connected | US$39 |
|---|---|
| Indivia Investor | US$99 |
| Stessa Manage | US$144 |
| Indivia Real-Estate Investor | US$199 |
| Stessa Pro | US$336 |
Which one to pick
Pick Stessa if your rentals are in the United States. Pick Indivia if they are in Canada: rental lines for the CRA T776 and Québec TP-128, Canadian mortgages, co-owners and companies, in French or English.
See Indivia’s plans The full comparison with seven apps
Checked against Stessa’s own pages on October 16, 2026. Tell us at support@indivia.app if something changed.